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OCR: ONLY LOAD FUNDS YOU NEED KNOW ABOUT MONEY'S rigorous search for the hest loat funds turned these 14 gems: Each outperformed its no-load competitora- Ver adiusting for sales charges -and rated in our fund arading system that compares return wit risk. Compound lond -adjusted annual gain {orloss) tO Nor 1992 arimun Fhre Three Since sales Fund yeara ear Jan.1, 1992 charge Telophen GROWTH Algar Small Capitalication 29.5% 16.7% 6.5% 5.00% 800-992 Pasadena Growth 26.8 2.9 5.50 800-882.2855 New York Venture 20.0 B00-279-0279 TOTAL RETURN Vista Growth Income 30.4 800-348 4787 Franklin Rising iDhridends 18.0 800.3/3 -5236 FPA Pereanial 15.. 5.50 800-982-4372 Forbress Utility 2.00 800-245 5051 INTERNATIONAL EuroPacific Growth 5.8 1.75 800-421 -0180 Templeton Foroign 800-237-0738 Droyfus Strategic Wor ...